Travel, wedding, unexpected expense or simple desire: finance your project with no proof of use required, with Sok Finance support at every step.
A personal loan is a consumer credit you can use freely, with no need to justify the use of funds to the lending institution. Unlike an earmarked loan (car loan, home improvement loan...), it requires no invoice or estimate to be released.
You repay the borrowed capital, plus interest, according to a schedule set in advance over a fixed term. The amount, term and rate of your offer depend on your project and personal situation: they are communicated to you before any signature.
Personal loan: freely usable, with no proof of purchase.
Earmarked loan: tied to a specific purchase (vehicle, home improvements...), released upon presentation of an invoice.
Financing designed to adapt to your project, with no unnecessary complexity.
No project documentation required: your money, your freedom.
Simulation and application from home, in just a few minutes.
An initial decision in principle within 24 to 48 business hours.
A Sok Finance advisor follows you from the first conversation through to the release of funds.
The personal loan adapts to all your projects, with no proof of use required.
Head off with peace of mind, no waiting.
Finance the day you've been dreaming of.
Support an education or training project.
Deal with an urgent cost.
Renew your furniture or appliances.
Any other personal wish, freely.
As an independent broker, we compare the solutions best suited to your profile on your behalf, with no exclusive tie to a single institution.
Every term of your offer is presented to you in full transparency before any commitment, and the same advisor supports you from the first conversation through to the release of funds.
Employee, self-employed or retired: we review your situation with the same care, to offer you a solution genuinely suited to your project.
A simple application to put together for a quick review of your request.
Three simple steps, from simulation to the release of funds.
Run your simulation online, free and with no obligation.
Complete your application online; an advisor supports you if needed.
Once your offer is accepted, your funds are released quickly.
An initial decision in principle is generally given within 24 to 48 business hours after your complete file is received.
Yes, the law allows you to repay all or part of your credit early, at any time.
Yes, you have a legal period of 14 calendar days to withdraw with no need to justify a reason, in accordance with the French Consumer Code.
A Sok Finance advisor will explain the reasons for the decline and, if possible, guide you toward a solution better suited to your situation.
Yes: unlike an earmarked loan, no proof of purchase is required to release the funds once the offer is accepted.
Adjust the amount and term, then submit your request in a few clicks.
