Secure your credit and reassure your loved ones with borrower insurance tailored to your profile, cancellable at any time.
Borrower insurance guarantees repayment of your loan to the lending institution in the event of a serious event affecting your ability to repay (death, disability, incapacity to work...). It protects both you and your loved ones.
Since the Lemoine law, you can cancel and switch borrower insurance at any time, at no cost and with no penalty, for a contract offering coverage equivalent to what your lender requires.
Group insurance: the contract offered by your lending institution.
Individual policy (delegation): you freely choose another insurer, with equivalent coverage.
Protection designed to fit your profile and your project.
Choose the coverage matching your profile and your project.
Thanks to the Lemoine law, switch insurance whenever you want.
Compare and take out your contract from home.
A Sok Finance advisor helps you compare the available offers.
The main coverage options available depending on your contract.
The remaining capital owed is covered by the insurance.
Total and irreversible loss of autonomy.
Total or partial permanent disability (IPT/IPP).
Total temporary incapacity (ITT) following illness or accident.
An optional guarantee depending on the contract.
Other options exist depending on your profile and your contract.
As an independent broker, we compare the solutions best suited to your profile on your behalf, with no exclusive tie to a single institution.
All the coverage and exclusions of your contract are presented to you in full transparency before any commitment, and the same advisor supports you from the first conversation through to the setup of your contract.
Employee, self-employed or retired: we review your situation with the same care, to offer you protection genuinely suited to your profile.
A simple application to put together for a quick review of your request.
Three simple steps, from comparison to setting up your contract.
Run your comparison online, free and with no obligation.
Complete your application online; an advisor supports you if needed.
Once your offer is accepted, your contract is set up.
Yes, the Lemoine law lets you cancel and switch borrower insurance at any time, at no cost and with no penalty.
It is the option to choose an insurer other than the one offered by your lending institution, with equivalent coverage.
Generally yes, unless an exemption applies depending on your age and the amount borrowed. An advisor will clarify your situation.
The cost depends on your age, health, the amount borrowed and the coverage chosen. An advisor will prepare a personalized comparison for you.
An initial decision in principle is generally given within 24 to 48 business hours after your complete file is received.
Compare your borrower insurance in a few minutes or speak directly with a Sok Finance advisor.
