Debt consolidation, major renovations or cash flow: borrow with peace of mind by securing your loan with real estate you already own.
A mortgage loan involves borrowing while securing repayment with a mortgage on real estate you already own. This security generally allows you to borrow larger amounts, over a longer term, on conditions assessed on a case-by-case basis.
Unlike a standard home loan, which finances the purchase of a property, a mortgage loan can finance any type of project: debt consolidation, renovations, cash flow... The amount, term and rate of your offer depend on the value of the property and your personal situation: they are communicated to you before any signature.
Mortgage loan: secured by a property you already own, can finance any project.
Standard home loan: used to finance the purchase of the property itself.
Financing designed to unlock the value of your real estate assets.
Security that allows you to borrow larger amounts, over a longer term.
Simulation and application from home, in just a few minutes.
Every application is reviewed case by case, based on the security provided.
A Sok Finance advisor follows you from the first conversation through to the release of funds.
The mortgage loan adapts to your asset and wealth projects.
Combine your current loans into a single loan.
Renovate or extend your property.
Finance a new wealth-building project.
Free up liquidity for a one-off need.
Plan ahead for a gift or an inheritance transfer.
Any other wealth project suited to your situation.
As an independent broker, we compare the solutions best suited to your profile on your behalf, with no exclusive tie to a single institution.
Every term of your offer is presented to you in full transparency before any commitment, and the same advisor supports you from the first conversation through to the release of funds.
Employee, self-employed or retired: we review your situation with the same care, to offer you a solution genuinely suited to your project.
An application carefully reviewed for a response suited to your situation.
Three simple steps, from simulation to review of your collateral.
Run your simulation online, free and with no obligation.
Complete your application together with the documents relating to your property.
After the collateral is reviewed, your personalized offer is presented to you.
Yes, this type of financing requires owning real estate that can serve as collateral.
No, unlike a standard home loan, it can finance any type of project: renovations, debt consolidation, cash flow...
Reviewing a mortgage loan generally takes longer than a standard consumer credit, to allow time to assess the collateral provided. An advisor supports you at every step.
Yes, a legal cooling-off period applies before signing the offer, in accordance with current regulations.
Yes, the law allows you to repay all or part of your credit early, at any time.
Adjust the amount and term, then submit your request in a few clicks.
