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The car loan, to drive toward your next vehicle.

New or used: finance your vehicle with an earmarked loan tailored to your project, with Sok Finance support at every step.

Sok Finance car loan

What is a car loan?

A car loan is an earmarked loan: it is dedicated exclusively to the purchase of a vehicle, new or used. Unlike a personal loan, the funds are released upon presentation of a quote, purchase order or invoice for the vehicle in question.

You repay the borrowed capital, plus interest, according to a schedule set in advance over a fixed term. The amount, term and rate of your offer depend on your project and personal situation: they are communicated to you before any signature.

Car loan or personal loan?

Car loan: dedicated to the purchase of a vehicle, quote or invoice required.

Personal loan: freely usable, with no proof of purchase.

Car Loan, much more than a simple credit

Financing designed to support you all the way to the road.

Dedicated financing

A credit designed specifically for the purchase of your vehicle.

100% online

Simulation and application from home, in just a few minutes.

Fast response

An initial decision in principle within 24 to 48 business hours.

Dedicated support

A Sok Finance advisor follows you from the first conversation through to the release of funds.

For which vehicles?

The car loan adapts to your project, whether new or used.

New car

Finance your brand-new vehicle.

Used car

Finance an already registered vehicle.

Utility vehicle

Equip yourself for your professional activity.

Lease buyout

Become the owner of your leased vehicle.

Driving license

Finance your driving lessons.

Other vehicle

Motorhome, trailer or any other automotive project.

Sok Finance advisor network

Why choose Sok Finance

As an independent broker, we compare the solutions best suited to your profile on your behalf, with no exclusive tie to a single institution.

Every term of your offer is presented to you in full transparency before any commitment, and the same advisor supports you from the first conversation through to the release of funds.

Employee, self-employed or retired: we review your situation with the same care, to offer you a solution genuinely suited to your project.

Conditions and documents to provide

A simple application to put together for a quick review of your request.

Eligibility conditions

  • Be of legal age and reside in France
  • Have a regular income
  • Not be listed on the FICP registry
  • Hold an active bank account in France

Documents to provide

  • Valid proof of identity
  • Proof of address less than 3 months old
  • Proof of income (payslips, tax notice...)
  • Quote or purchase order for the vehicle

How to get your car loan

Three simple steps, from simulation to the release of funds.

Step 01

Simulate your project

Run your simulation online, free and with no obligation.

Step 02

Send your application

Complete your application and attach the quote or purchase order for the vehicle.

Step 03

Receive your answer

Once your offer is accepted, the funds are released for your vehicle.

Frequently asked questions - Car loan

Your questions about the car loan

Yes, it can finance the purchase of a new or used vehicle, subject to approval of your application.

A quote or purchase order specifying the financed vehicle will generally be requested before the funds are released.

An initial decision in principle is generally given within 24 to 48 business hours after your complete file is received.

Yes, you have a legal period of 14 calendar days to withdraw with no need to justify a reason, in accordance with the French Consumer Code.

Yes, the law allows you to repay all or part of your credit early, at any time.

Ready to bring your project to life?

Adjust the amount and term, then submit your request in a few clicks.

Desired amount
€15,000
Desired term
48 months
Estimated payment · Fixed APR 3% — €/month